Dually licensed as a Mortgage Broker and REALTOR®, Sharie Minions loves and is involved in every facet of the real estate business. An established Mortgage Broker facilitating several hundred mortgage transactions since 2010, Sharie can help you simplify your real estate purchase or refinance by acting as your go-to throughout the whole process. Looking for a mortgage broker but already have a REALTOR®? No problem. Sharie frequently works with other realtors and would be happy to work solely as your mortgage broker to assist you through that part of the process.
Port Alberni is a vibrant waterfront community at the Heart of Vancouver Island. Once thought to be nothing more than a ‘stinky mill town’ Port Alberni now enjoys a diverse economy, a massive network of trails, a mixed use waterfront perfect for kiteboarding, wind surfing, stand-up paddling, boating, fishing, and much more. Port Alberni is a community that embraces it’s industrial history, while valuing the active, livable, bustling community it’s evolved into.
Will I need a down payment to buy a house?
Posted on Jan 15, 2018 in Mortgage Market Updates and News
This is a question I get asked all the time. Saving for a down payment is such a challenge; especially in markets like ours where rents have gotten incredibly high, it makes finding money to put aside each month even more difficult. So do you need a down payment to buy a home? The short answer is yes. No matter which lender you go with, whether you go through a bank or a mortgage broker, you will need to have a down payment of some sort. But let’s talk about amounts. The standard down payment that’s required is 5% if you’re planning to live in...
Worried about a tax increase?
Posted on Jan 6, 2018 in Mortgage Market Updates and News
Did your assessed value increase this year? If you've been sitting at home worrying about a property tax increase because your BC Assessment increased, this is the blog post you need to read. There are two pieces of the puzzle when it comes to your property taxes being calculated. There’s your assessment, and the City’s tax rate. Typically when people’s assessments see large increases, they start to panic that their taxes are going to skyrocket. But that’s just not how property taxation works. Municipalities...